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African Population Studies
Union for African Population Studies
ISSN: 0850-5780
Vol. 33, No. 2, 2019, pp. 4901-4912
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Bioline Code: ep19023
Full paper language: English
Document type: Research Article
Document available free of charge
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African Population Studies, Vol. 33, No. 2, 2019, pp. 4901-4912
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An impact study of the Village Savings and Loan Association (VSLA) in Nigeria
Nnama-Okechukwu, Chinwe U.; Okoye, Uzoma O.; Obikeguna, Christy; Onalu, Chinyere E.; Agha, Agha A.; Eneh, Jacinta; Ogbu, Angela I; Erhunwunse, Eghosa A.; Nwanze, Anthony A. & Okunsanya, Taiwo
Abstract
Background: The VSLA is an emerging movement of savings that promotes entrepreneurship development in rural communities; it has supported the growth of small and medium enterprise in rural communities as well as helped families at risk to enhance family well-being. There are however scare empirical studies on VSLAs in Nigeria, hence impact and learning is often not in the public domain.
Method: In this article, we endeavored to clarify concept and present result from a qualitative study using Focus Group Discussion (FGD) for 48 families who participated in the SOS Children’s Villages Nigeria Family strengthening from 2010-2015.
Result: Overall result suggest that VSLA is a programme intervention that is successful and sustainable. Results revealed that 70% of the families in the programme attained self-reliance within the project life span
Conclusion: The results are discussed in relation to entrepreneurship development and need for social workers to create awareness on VSLA in rural communities in Nigeria
Keywords
Entrepreneurship development; savings groups; social work; SOS Children’s Villages Nigeria; sustainability; VSLA.
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